Modifications to these Terms

We may make changes to these Terms from time to time at our sole discretion, by updating and posting the revised Terms on SaminoFi App and Website. Accordingly, when you visit SaminoFi, you should periodically check to see if a new version of these Terms has been posted.

Content

SaminoFi contains a variety of information and Content, including but not limited to copyrighted material, such as information, text, directories, graphics, photographs, illustrations, images, video and audio clips, sound clips, advertising and promotional materials, data, software, compilations, designs, graphical interface, and overall "look and feel," trademarks, logos, trade names, service marks, and trade identities, whether registered or unregistered (collectively the "Trademarks"), and other forms of information and intellectual property (all of the foregoing collectively and individually are referred to as "Content").

You may not sell or modify the content of this Website or reproduce, display, publicly perform, distribute, or otherwise use the materials in any way for any public or commercial purpose without the respective organization’s or entity’s written permission.

Accuracy of Information

You will use SaminoFi only with your User ID and password and you will not impersonate any person or entity, or falsely state or otherwise misrepresent your identity or any information you submit to SaminoFi. You agree to provide true, accurate, current, and complete information about yourself, and, as permitted, to maintain and update it continuously and promptly to keep it true, accurate, current and complete. We shall not be responsible for any failed login due to incorrect details being provided by you.

Password Obligations

You agree to accept responsibility for all activities that occur under your User ID and Password. You are responsible for maintaining the confidentiality of your Password, and for restricting access to your computer so that others may not access SaminoFi account in your name and under your User ID and Password. You agree to immediately notify us of any unauthorized use of your User ID or Password or any other breach of security. We shall not be liable for any loss or damage arising from your negligence or failure to comply with any of the foregoing obligations.

Links to Other Sites

SaminoFi may provide links to other web sites and/or resources (including advertisements) that we do not maintain or are not under our control ("Third Party Web Sites"). Your dealings with such Third Party Web Sites are solely between you and such third parties. We are not responsible for, and we make no representations or warranties with respect to, the Content, products, services, personal information practices, ownership, or legality of any such linked Third Party Web Site unless expressly stated by us. Your use of such Third Party Web Sites is subject to the terms and conditions established by such third parties, and we encourage you to review their user terms and privacy policies before you use their services.

Site Availability

We do not warrant or guarantee any uninterrupted or error-free operation of this site or any portion thereof and will use reasonable efforts to maintain its operation and availability. The full range of services of SaminoFi may not be available in all locations. You acknowledge that functions of SaminoFi would require an active internet connection which can be Wi-Fi or the Local Area Network (LAN) connection. We do not assume any responsibility/liability if the App and Website is not fully functional due to absence/ insufficiency of the required internet connection.

Intellectual Property Rights

All the information provided on or via this App/website (including all texts, graphics, design or logos) shall be the intellectual property of the Company.

You agree not to copy, forward, download or share Content without obtaining the necessary rights or permissions to do so. You also agree not to abuse the use of this App and Website.

Modification or Suspension of the App or Access

We reserve the right, in our sole discretion, to SaminoFi or discontinue the App/Website, or any portion of the App/Website, without notice to you or any third party. We also may, in our sole discretion, refuse or restrict anyone from access to the entire App/website or any portion of the App/Website.

Indemnity

The User unilaterally agree to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of www.saminofi.com or their breach of the terms .

Disclaimer of consequential damages

In no event shall Company or any parties, organizations or entities associated with the corporate brand name us or otherwise, mentioned at this Website be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware or loss of data information or business interruption) resulting from the use or inability to use the Website and the Website material, whether based on warranty, contract, tort, or any other legal theory, and whether or not, such organization or entities were advised of the possibility of such damages.